ZIP 49696 Property Distress & Foreclosure Data

Composite property distress in 49696 (Grand Traverse County, Michigan) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 45/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (69/100). The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (35/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 92% owner-occupied to 8% rented. There are about 5,173 housing units across 49696. Households earn a median $96,138 — above the roughly $78,000 national figure. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. 10,570 residents call 49696 home, typically aged 44. Rent burden reaches 68% of tenant households. On demographic stress specifically, 49696 scores 29/100. About 41% have a four-year degree. A median home runs $306,100 here, or 3.0 times local income. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 49696 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.