ZIP 49643 Property Distress & Foreclosure Data

ZIP code 49643 in Benzie County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (36/100), structural risk (29/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (7/100) register low. Structural exposure scores 29 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 7.0% year on year, and 23% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $271,300 (3.0× income, relatively affordable). 88% of housing is owner-occupied. About 7,486 people live here, median age 40. The demographic-stress sub-score lands at 24/100. The poverty rate is 9.1%. Rent burden reaches 21% of tenant households. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. At $81,061, median income runs near typical U.S. levels. There are about 3,490 housing units across 49643. Around 33% of adults hold a bachelor's degree or higher.

Net-net, 49643 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.