ZIP 49676 Property Distress & Foreclosure Data

In Kalkaska County, Michigan, ZIP 49676 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (48/100), structural risk (20/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (4/100) register low. Structural exposure scores 20 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.7% year on year, and 26% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,689 people live here, median age 51. 91% of housing is owner-occupied. The typical home is worth about $269,300 (3.6× income, relatively affordable). Rent burden reaches 41% of tenant households. The poverty rate is 11.8%. Vacancy runs 35.3%, above the national norm and a classic distress-and-opportunity signal. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. There are about 2,479 housing units across 49676. At $67,479, median income runs below typical U.S. levels.

Net-net, 49676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.