ZIP 49713 Property Distress & Foreclosure Data

Composite property distress in 49713 (Charlevoix County, Michigan) lands at 9/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (21/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structural exposure scores 21 and live distress 2 on the 0–100 scale.

The expansion-phase market in 49713 posted values that rose 6.3% over the year, and 48% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 37.6%, above the national norm and a classic distress-and-opportunity signal. 7.0% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Educational attainment sits at 25% bachelor's-or-above. There are about 1,521 housing units across 49713. Median household income is $77,375, near the U.S. median near $78,000. Home values center near $244,000, an affordability ratio of 2.6× — accessible. Rent burden reaches 21% of tenant households. Population is roughly 2,175 with a median age of 42. DLRadar's demographic-stress index for the area reads 25/100.

On the whole, 49713 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.