ZIP 49799 Property Distress & Foreclosure Data

DLRadar grades ZIP 49799 (Cheboygan County, Michigan) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (55/100), structural risk (31/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low. Structural risk reads 31/100 against active distress of 3/100.

The market reads expansion — home values rose 6.4% year on year, and 36% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

91% of housing is owner-occupied. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. About 2,238 people live here, median age 50. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $184,600 (3.2× income, relatively affordable). At $51,029, median income runs below typical U.S. levels. Rent burden reaches 41% of tenant households. The poverty rate is 14.2%. There are about 1,555 housing units across 49799. The demographic-stress sub-score lands at 33/100.

Net-net, 49799 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.