ZIP 49799 Foreclosure, Tax-Lien & Distress Report
Cheboygan County, Michigan · High Vacancy market
In Cheboygan County, Michigan, ZIP 49799 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 59/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100). Its standout signals are structural risk (59/100), institutional ownership (53/100), construction/permit lag (50/100). By contrast, mortgage stress (9/100) register low.
The market reads expansion — home values rose 5.5% year on year, and 36% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,238 with a median age of 50. Educational attainment sits at 15% bachelor's-or-above. Home values center near $184,600, an affordability ratio of 3.2× — accessible. Median household income is $51,029, below the U.S. median near $78,000. Around 41% of renters are cost-burdened. The poverty rate is 14.2%. The ZIP holds roughly 1,555 housing units. The demographic-stress sub-score lands at 33/100.
Net-net, 49799 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49799 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 49799's 26/100 can be lined up against any neighbor in Cheboygan County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49799 reflects the current record instead of a stale or modeled snapshot.
The 26/100 figure for 49799 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49799 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 49799
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49799 at a glance
The live 49799 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Cheboygan County
Nearest ZIP codes to 49799
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49799
Other reports tied to Cheboygan County, Michigan — ZIP, county and statewide.
Get the full acquisition report for 49799
See who owns each distressed property in 49799, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology