Cheboygan County, MI: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Cheboygan County, Michigan carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Individual Cheboygan County ZIPs score between 10 and 23 on the 0–100 composite. 15 ZIP codes are tracked county-wide, averaging 20/100 distress. Lender pressure in Cheboygan County registers 79/100 — a elevated bank-stress headwind.

In its expansion phase, Cheboygan County home prices rose 5.5% across the last year, a 32/100-confidence read. Despite the upswing, the laggards keep building where the composite stays elevated.

Even appreciating at +5.5% YoY (32/100 confidence), well-bought parcels resell faster — and a rising tide cleans up those exits. An elevated 79/100 reading favors patient capital: short sales and foreclosures accelerate.

Top distress by ZIP runs 49705 (23/100), 49717 (23/100), 49721 (23/100), 49749 (23/100), 49791 (23/100), 49799 (23/100), listed with every scored ZIP below. Further scored ZIPs: 49701, 49706, 49716, 49755, 49718, 49765, 49769, 49770, 49795.

Underneath the scores, Cheboygan County's tracked footprint run 13.3% of households below the poverty line, median home values around $211,136 (below the national figure), a 41.8% vacancy rate, 84% of homes owner-occupied, household income averaging about $66,950, below the national median, a median age of 49.7. Read together, they shape how much distress reaches the market and how fast it moves.

All in at 20/100 over 15 ZIPs, the opportunity hides below the average — work it parcel by parcel. Unlock Cheboygan County to see every parcel's owner, address and APN, scoring, lienholder detail and an estimated exit speed.

The distress read for Cheboygan County, Michigan is refreshed as new public records post and uses the same methodology coast to coast, so Cheboygan County stays directly comparable to any other market you track.

The practical read on Cheboygan County, Michigan is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. What supports the Cheboygan County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

Drilling in, Cheboygan County's highest-scoring ZIPs are 49705 (23/100), 49717 (23/100), 49721 (23/100), 49749 (23/100), 49791 (23/100), 49799 (23/100). DLRadar also scores 49701, 49706, 49716, 49755, 49718, 49765, 49769, 49770 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Cheboygan County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.