ZIP 49718 Property Distress & Foreclosure Data

Composite property distress in 49718 (Emmet County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 30/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $44,712, median income runs below typical U.S. levels. The poverty rate is 35.9% — high, a tax-stress and distress correlate. About 622 people live here, median age 45. The ZIP holds roughly 668 housing units. Around 83% of renters are cost-burdened. The demographic-stress sub-score lands at 48/100. Around 24% of adults hold a bachelor's degree or higher. The vacancy rate is 60.9% — elevated. 78% of housing is owner-occupied. The typical home is worth about $193,500 (4.1× income).

Net-net, 49718 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.