ZIP 49718 Foreclosure, Tax-Lien & Distress Report

Emmet County, Michigan's ZIP 49718 registers 18/100 composite distress, which DLRadar reads as low. Structural risk reads 39/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (53/100), structural risk (39/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $44,712 — below the roughly $78,000 national figure. Roughly 35.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 622 people live here, median age 45. The ZIP holds roughly 668 housing units. Around 83% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 48/100. About 24% have a four-year degree. Vacancy runs 60.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 78% of homes, renters 22%. A median home runs $193,500 here, or 4.1 times local income.

On the whole, 49718 leans distressed, with opportunity clustered in specific stressed parcels. 49718 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49718's 18/100 can be lined up against any neighbor in Emmet County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49718 reflects the current record instead of a stale or modeled snapshot.

49718's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49718 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.