ZIP 49781 Foreclosure, Tax-Lien & Distress Report

ZIP 49781's composite property-distress score is 8/100 - DLRadar classes that as minimal for Mackinac County, Michigan. Latent structural risk is 18/100 while live distress already moving reads 3/100. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (18/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 61% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 49781 scores 30/100. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree. Median household income is $62,883, below the U.S. median near $78,000. The tenure split is 68% owner-occupied to 32% rented. Around 40% of renters are cost-burdened. 3,943 residents call 49781 home, typically aged 48. The typical home is worth about $165,400 (2.4× income, relatively affordable). The ZIP holds roughly 2,501 housing units.

On the whole, 49781 leans distressed, with opportunity clustered in specific stressed parcels. 49781 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49781's 8/100 can be lined up against any neighbor in Mackinac County, Michigan or any ZIP coast to coast. 49781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49781's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49781 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.