ZIP 49781 Property Distress & Foreclosure Data

Composite property distress in 49781 (Mackinac County, Michigan) lands at 6/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 15/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (15/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 61% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 30/100. The poverty rate is 18.7% — high, a tax-stress and distress correlate. The vacancy rate is 22.1% — elevated. Around 19% of adults hold a bachelor's degree or higher. At $62,883, median income runs below typical U.S. levels. 68% of housing is owner-occupied. Around 40% of renters are cost-burdened. About 3,943 people live here, median age 48. The typical home is worth about $165,400 (2.4× income, relatively affordable). The ZIP holds roughly 2,501 housing units.

Net-net, 49781 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.