ZIP 49745 Property Distress & Foreclosure Data

Composite property distress in 49745 (Mackinac County, Michigan) lands at 6/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 15/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (15/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $123,500 (3.5× income, relatively affordable). Around 15% of renters are cost-burdened. At $33,534, median income runs below typical U.S. levels. The vacancy rate is 56.4% — elevated. The poverty rate is 26.3% — high, a tax-stress and distress correlate. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. About 819 people live here, median age 56. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 945 housing units.

Net-net, 49745 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.