ZIP 49745 Foreclosure, Tax-Lien & Distress Report
Mackinac County, Michigan · High Vacancy market
DLRadar grades ZIP 49745 (Mackinac County, Michigan) at a minimal 8/100 for overall property distress. Structural risk reads 18/100 against active distress of 3/100. The pressure is most legible in construction/permit lag (63/100), structural risk (18/100), mortgage stress (11/100). mortgage stress (11/100) and institutional ownership (3/100) stay muted.
Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $123,500 (3.5× income, relatively affordable). Around 15% of renters are cost-burdened. At $33,534, median income runs below typical U.S. levels. The vacancy rate is 56.4% — elevated. The poverty rate is 26.3% — high, a tax-stress and distress correlate. 78% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. 819 residents call 49745 home, typically aged 56. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 945 housing units.
Net-net, 49745 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49745 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 49745 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49745 reflects the current record instead of a stale or modeled snapshot.
Behind 49745's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49745 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 49745
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 49745 by the numbers
The live 49745 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 49745
Every distressed parcel in 49745 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology