ZIP 49838 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49838 (Mackinac County, Michigan) lands at 8/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (63/100), structural risk (18/100), mortgage stress (11/100). mortgage stress (11/100) and institutional ownership (3/100) stay muted. Structural risk reads 18/100 against active distress of 3/100.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

434 residents call 49838 home, typically aged 61. Owners hold 91% of homes, renters 9%. The typical home is worth about $180,400 (4.2× income). The vacancy rate is 60.2% — elevated. The ZIP holds roughly 591 housing units. The poverty rate is 14.7%. Educational attainment sits at 11% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 46/100. Around 100% of renters are cost-burdened. At $39,773, median income runs below typical U.S. levels.

Taken together, 49838 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49838 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 49838's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49838 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 8/100 figure for 49838 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 49838 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.