ZIP 49838 Property Distress & Foreclosure Data

In Mackinac County, Michigan, ZIP 49838 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (50/100), structural risk (15/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low. Structural exposure scores 15 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.4% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 434 people live here, median age 61. 91% of housing is owner-occupied. The typical home is worth about $180,400 (4.2× income). Vacancy runs 60.2%, above the national norm and a classic distress-and-opportunity signal. There are about 591 housing units across 49838. The poverty rate is 14.7%. Around 11% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 46/100. Rent burden reaches 100% of tenant households. At $39,773, median income runs below typical U.S. levels.

Net-net, 49838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
15/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49838

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk7
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mackinac County

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Deterministic. Every signal traces to a public dataset · methodology