ZIP 49820 Property Distress & Foreclosure Data

DLRadar grades ZIP 49820 (Mackinac County, Michigan) at a minimal 6/100 for overall property distress. On the structural side it scores 15/100, with 0/100 of stress already active. Property-level stress concentrates in construction/permit lag (50/100), structural risk (15/100), institutional ownership (3/100). By contrast, structural risk (15/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

84% of housing is owner-occupied. Around 0% of renters are cost-burdened. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $159,600 (1.8× income, relatively affordable). The ZIP holds roughly 257 housing units. The demographic-stress sub-score lands at 24/100. At $58,958, median income runs below typical U.S. levels. The vacancy rate is 56.9% — elevated. The poverty rate is 15.6%. About 180 people live here, median age 65.

Net-net, 49820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
15/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 49820

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk7
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mackinac County

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Deterministic. Every signal traces to a public dataset · methodology