ZIP 49820 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49820 (Mackinac County, Michigan) lands at 7/100 — minimal on DLRadar's distress scoring. The latent-versus-live split is 17/100 structural and 0/100 already moving. Leading the profile are construction/permit lag (57/100), structural risk (17/100), institutional ownership (3/100). On the quiet end sit structural risk (17/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 84% of homes, renters 16%. Rent burden reaches 0% of tenant households. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $159,600 (1.8× income, relatively affordable). There are about 257 housing units across 49820. On demographic stress specifically, 49820 scores 24/100. Median household income is $58,958, below the U.S. median near $78,000. Vacancy runs 56.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 15.6% live below the poverty line. Population is roughly 180 with a median age of 65.

On the whole, 49820 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49820 at the moment; the composite and its components are still built from verifiable records.

Whether 49820 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49820 can be compared directly against any other ZIP in Mackinac County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 49820 shows blanks, not estimates, wherever the record is sparse.

49820's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49820 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.