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Mackinac County, MI: Foreclosures, Tax Liens & Distressed Properties

Mackinac County, MI, Michigan: 15 ZIP codes scored, Mackinac County, MI averaging 9/100 (minimal, Mackinac, MI), from 6 to 17. Mackinac County, MI is in its expansion phase (Mackinac, MI confidence 32/100): Mackinac, MI home prices up 5.5% (Mackinac, MI) over twelve months. Mackinac County, MI lender headwind: 100/100.

Highest-scoring Mackinac County, MI ZIPs: 49774 (17/100), 49793 (17/100), 49780 (16/100), 49853 (11/100), 49719 (10/100), 49760 (8/100). Also scored in Mackinac County, MI: 49745, 49757, 49762, 49775, 49781, 49820, 49827, 49838, 49836.

Across Mackinac County, MI's scored ZIPs: median home value $207,933, household income $63,132, 55.3% vacancy, 13.9% poverty, 84% owner-occupied, median age 54.7.

Mackinac County, MI insurance distress 0/100 (#2,736 in the US); FEMA hazard 0/100 for Mackinac, MI; 2 federal disaster declarations in Mackinac County, MI since 2023; Mackinac, MI construction distress 61/100.

3 banks with 10 branches lend in Mackinac County, MI; Mackinac, MI weighted bank stress 78/100, highest 89/100 in Mackinac, MI.

Mackinac County, MI unemployment 3.5% (Mackinac, MI -15.4 pts, six months); 40 new housing units permitted in Mackinac County, MI over twelve months, Mackinac, MI down 7% from 43; Mackinac, MI home prices +18.9% a year (Mackinac, MI) over three years.

10,597 housing units in Mackinac County, MI; 1,158 Mackinac, MI renter households; 30% of Mackinac, MI renters spend 30%+ of income on rent, 15% (Mackinac, MI) half or more.

Mackinac County, MI ranks #1,525 nationally on the opportunity index (Mackinac, MI, among all ranked counties); Mackinac, MI scores 29.3/100 and Mackinac, MI sits #51 inside Michigan. Mackinac, MI is in the early_signal opportunity phase; Mackinac, MI's primary driver is vacancy, Mackinac, MI second driver bank institutional; Mackinac, MI moved down 1,135 places. 11 short-sale listings across Mackinac, MI; 12 days on market observed in Mackinac, MI; 42.2% vacancy over 15 Mackinac, MI ZIPs.

No CFPB county sample covers Mackinac County, MI. The non-metro area reading for Mackinac, MI: 1.0% ninety-plus days late; Mackinac, MI's thirty-to-eighty-nine share is 2.6% (Mackinac, MI, December 2025 data); Michigan overall 0.9%.

Mackinac County, MI has 3 watched banks; 3 Mackinac, MI banks sit in an elevated band. Mackinac, MI footprints: First Nb Of St Ignace (6 branches, stress 89) in Mackinac, MI; Central Savings Bank (3 branches, stress 54) in Mackinac, MI; State Sb Of Manistique (1 branch, stress 82) in Mackinac, MI.

5,398 of the 10,597 housing units in Mackinac, MI sit vacant. Mackinac County, MI permitted 0 multifamily units in twelve months; Mackinac, MI's one-to-four unit structures added 40 units in Mackinac County, MI.

Expansion
Market phase
5.5%
Mackinac, MI HPI YoY
0%
Drawdown
32
Mackinac confidence

Mackinac County ZIPs ranked by distress

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