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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 49793 Foreclosure, Tax-Lien & Distress Report

Chippewa County, Michigan · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 49793 in Chippewa County, Michigan comes in at 14, a minimal composite-distress reading. The pressure is most legible in construction/permit lag (100/100), structural risk (32/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Structurally it carries 32/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $41,250, below the U.S. median near $78,000. Roughly 8.2% live below the poverty line. The vacancy rate is 76.2% — elevated. The ZIP holds roughly 385 housing units. The typical home is worth about $123,500 (4.0× income, relatively affordable). About 158 people live here, median age 65. Owners hold 100% of homes, renters 0%. On demographic stress specifically, 49793 scores 34/100. Educational attainment sits at 20% bachelor's-or-above.

Net-net, 49793 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49793's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49793 reflects the current record instead of a stale or modeled snapshot.

49793's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49793 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
32/100
Structural risk
2/100
Distress activity

What is driving ZIP 49793’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk22
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 49793 distress snapshot

49793 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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