ZIP 49715 Property Distress & Foreclosure Data

ZIP code 49715 in Chippewa County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (23/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 23/100 against active distress of 2/100.

The market reads expansion — home values rose 5.6% year on year, and 18% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

87% of housing is owner-occupied. The typical home is worth about $163,200 (2.6× income, relatively affordable). At $62,045, median income runs below typical U.S. levels. There are about 1,969 housing units across 49715. Vacancy runs 32.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100. About 3,222 people live here, median age 41. Around 27% of adults hold a bachelor's degree or higher. Rent burden reaches 21% of tenant households. The poverty rate is 14.4%.

Net-net, 49715 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.