ZIP 49736 Foreclosure, Tax-Lien & Distress Report

ZIP 49736's composite property-distress score is 14/100 - DLRadar classes that as minimal for Chippewa County, Michigan. On the structural side it scores 33/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (100/100), structural risk (33/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $49,167, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. The ZIP holds roughly 507 housing units. Educational attainment sits at 14% bachelor's-or-above. The demographic-stress sub-score lands at 26/100. 492 residents call 49736 home, typically aged 61. The poverty rate is 11.4%. A median home runs $135,900 here, or 2.9 times local income. The vacancy rate is 54.0% — elevated. 93% of housing is owner-occupied.

On the whole, 49736 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 49736 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49736 can be compared directly against any other ZIP in Chippewa County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 49736 shows blanks, not estimates, wherever the record is sparse.

Each component behind 49736 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 49736 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.