ZIP 49736 Property Distress & Foreclosure Data

Composite property distress in 49736 (Chippewa County, Michigan) lands at 10/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 23/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (23/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $49,167, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened. The ZIP holds roughly 507 housing units. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. About 492 people live here, median age 61. The poverty rate is 11.4%. The typical home is worth about $135,900 (2.9× income, relatively affordable). The vacancy rate is 54.0% — elevated. 93% of housing is owner-occupied.

Net-net, 49736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.