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Chippewa County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Chippewa County, MI distress report, 2026: 18 ZIPs scored in Chippewa, MI, Chippewa, MI average 17/100; the top Chippewa, MI ZIP is 49710 at 18/100; Chippewa, MI market phase peak, Chippewa, MI prices +4.2% year over year.

  • Chippewa, MI ranks #836 nationally (opportunity index); Chippewa, MI #29 in Michigan; Chippewa, MI index 31.8.
  • Chippewa, MI: no CFPB county sample; Chippewa, MI non-metro area reading 1.0%.
  • Chippewa, MI ZIP phases: 16 peak, 2 expansion.
  • Chippewa, MI residential listings tracked: 12 across 16 ZIPs; Chippewa, MI candidate listings 8.
  • Chippewa, MI HUD assisted properties: 1 with 80 units.
  • Chippewa, MI lenders on watch: 1; largest Chippewa, MI footprint Central Savings Bank (6 branches).
  • Chippewa, MI most distressed ZIP: 49710 at 18/100.

Chippewa, MI figures: DLRadar distress index; Chippewa, MI inputs: CFPB, FHFA, HUD, FDIC; Chippewa, MI rebuilt as sources refresh.

RankChippewa, MI ZIPScore
14971018/100
24971518/100
34972418/100
44972518/100
54972618/100
64972818/100
74973618/100
84974818/100
94975218/100
104976818/100
114978318/100
124978418/100

Most distressed Chippewa, MI ZIPs (0-100, 2026)

Mortgage delinquency around Chippewa, MI

No CFPB county sample covers Chippewa, MI; the non-metro area reading for Chippewa, MI: 1.0% ninety-plus; Chippewa, MI area thirty-to-eighty-nine 2.6% (December 2025, Chippewa, MI); Michigan overall 0.9%.

Opportunity index: Chippewa, MI

Chippewa, MI index 31.8, Chippewa, MI phase early_signal; Chippewa, MI primary driver vacancy, Chippewa, MI second driver construction. Chippewa, MI components: property stress 18.8, foreclosure pressure 19.2, listing discounts 25.2, bank stress 50.3, insurance 0.0; Chippewa, MI pulse 37.2; Chippewa, MI capital opportunity 23.8.

ZIP market phases inside Chippewa, MI

18 Chippewa, MI ZIPs carry a price-cycle phase; Chippewa, MI ZIPs by phase (Chippewa, MI), deepest drawdown first: peak, +4.2% YoY (Chippewa, MI): 49710, 49715, 49724, 49725, Chippewa, MI 49726, 49728, 49736, 49752, Chippewa, MI 49768, 49783, 49784; expansion, +5.3% YoY (Chippewa, MI): 49719; peak, +4.3% YoY (Chippewa, MI): 49748; expansion, +5.4% YoY (Chippewa, MI): 49760; peak, +4.5% YoY (Chippewa, MI): 49774, 49780.

Residential listings by Chippewa, MI ZIP

Chippewa, MI ZIPs with the most tracked Chippewa, MI residential listings: 49793 4 listings, 1 candidates, bank pressure 65; 49768 3 listings, 3 candidates, bank pressure 56; 49736 2 listings, 2 candidates, bank pressure 56; 49715 1 listings, 1 candidates, bank pressure 56 (Chippewa, MI); 49780 1 listings, 0 candidates, bank pressure 65; 49783 1 listings, 1 candidates, bank pressure 56; 49710 0 listings, 0 candidates, bank pressure 56; 49724 0 listings, 0 candidates, bank pressure 56. Chippewa, MI totals: 12 listings; Chippewa, MI candidates 8; active ZIPs 0.

HUD assisted housing in Chippewa, MI

1 assisted properties with 80 units sit in Chippewa, MI; largest Chippewa, MI properties: Edge Of The Woods (Sault Ste. Marie) 80 units, 80 assisted.

Lenders with branches in Chippewa, MI

Chippewa, MI lenders by branch count: Central Savings Bank (Chippewa, MI): stress 54, 6 branches low in Chippewa, MI.

Vacancy and permits, Chippewa, MI

6,268 of 20,348 Chippewa, MI housing units are vacant; Chippewa, MI permits, twelve months: 0 multifamily units in Chippewa, MI, 46 one-to-four unit units.

Work Chippewa, MI at the parcel level

Every Chippewa, MI parcel carries owner and address; every Chippewa, MI parcel carries APN; Chippewa, MI distress scores sit on the Chippewa, MI live board.

Chippewa, MI figures refresh with each source.

Chippewa, MI questions

Most distressed ZIP code in Chippewa County, MI?

ZIP 49710 leads Chippewa, MI at 18/100; next in Chippewa, MI: 49715 at 18/100; the Chippewa, MI average is 17/100.

Where does Chippewa County, MI rank for investment opportunity?

Chippewa, MI is #836 among all ranked counties, #29 in Michigan; the Chippewa, MI driver is vacancy; Chippewa, MI moved down 173 places.

How many mortgages are delinquent in Chippewa County, MI?

Chippewa, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Chippewa, MI.

Which banks lend in Chippewa County, MI?

1 watched lenders hold Chippewa, MI branches; the largest Chippewa, MI footprints are Central Savings Bank (6).

More on Chippewa, MI

Chippewa County, MI distress report: public-record figures for Chippewa, MI; not legal advice for Chippewa, MI; not tax or investment advice; verify every Chippewa, MI record before acting.

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