Chippewa County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chippewa County, Michigan? DLRadar grades every Chippewa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Chippewa County breakdown.
- Chippewa County's most distressed ZIP is 49710 at 14/100.
- 18 ZIP codes tracked in Chippewa County, averaging 13/100 distress.
- Chippewa County reads peak — home values up 4.2% year over year.
- Vacancy runs 46% across Chippewa County's tracked ZIPs, with a 13.2% poverty rate.
- The typical Chippewa County home is worth about $164,012 against a ~$61,399 median income.
- Lending headwind in Chippewa County sits at 34/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49710 | 14/100 |
| 2 | 49715 | 14/100 |
| 3 | 49724 | 14/100 |
| 4 | 49725 | 14/100 |
| 5 | 49726 | 14/100 |
| 6 | 49728 | 14/100 |
| 7 | 49736 | 14/100 |
| 8 | 49748 | 14/100 |
| 9 | 49752 | 14/100 |
| 10 | 49768 | 14/100 |
| 11 | 49774 | 14/100 |
| 12 | 49783 | 14/100 |
Most distressed ZIP codes in Chippewa County (composite distress 0-100, 2026)
What is driving Chippewa County distress
DLRadar builds Chippewa County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Chippewa County market phase and pricing
Chippewa County currently sits in peak after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Chippewa County
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Questions and answers
What is the most distressed ZIP code in Chippewa County, MI?
ZIP 49710 leads Chippewa County at 14/100, recomputed monthly from public records.
What market phase is Chippewa County in?
Chippewa County is classified peak with a 4.2% year-over-year increase, following the FHFA House Price Index.
Can the Chippewa County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Chippewa County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Chippewa County ZIP codes?
A county average hides the spread. Across the Chippewa County ZIPs DLRadar ranks, scores run from 14/100 in 49710 down to 14/100 in 49783, against a Chippewa County average of 13/100. The 0-point range is the argument for ZIP-level search across Chippewa County.
What do Chippewa County home values and vacancy say about distressed supply?
The typical Chippewa County home carries about $164,012 of value against a median household income near $61,399. Vacancy across Chippewa County's tracked ZIPs runs 46% and the poverty rate is 13.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Chippewa County's foreclosure and tax-lien filings and its 34/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.