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ZIP 49788 Foreclosure, Tax-Lien & Distress Report

Chippewa County, Michigan · High Poverty market

In Chippewa County, Michigan, ZIP 49788 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 44/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,979 with a median age of 34. Rent burden reaches 42% of tenant households. The ZIP holds roughly 852 housing units. The vacancy rate is 4.8%. The tenure split is 48% owner-occupied to 52% rented. The demographic-stress sub-score lands at 35/100. About 15% have a four-year degree. Roughly 34.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $112,200 (1.9× income, relatively affordable). Households earn a median $52,639 — below the roughly $78,000 national figure.

Net-net, 49788 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49788 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 49788 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Chippewa County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49788, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 49788 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 49788 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

18/100
Composite stress
44/100
Structural risk
2/100
Distress activity

ZIP 49788 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk26
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 49788 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Chippewa County ZIP codes

Nearest ZIP codes to 49788

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Chippewa County, Michigan — ZIP, county and statewide.

Unlock the full ZIP 49788 acquisition report

See who owns each distressed property in 49788, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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