ZIP 49788 Foreclosure, Tax-Lien & Distress Report

In Chippewa County, Michigan, ZIP 49788 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (100/100), structural risk (33/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 33/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,979 with a median age of 34. Rent burden reaches 42% of tenant households. The ZIP holds roughly 852 housing units. The vacancy rate is 4.8%. The tenure split is 48% owner-occupied to 52% rented. The demographic-stress sub-score lands at 35/100. About 15% have a four-year degree. Roughly 34.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $112,200 (1.9× income, relatively affordable). Households earn a median $52,639 — below the roughly $78,000 national figure.

Net-net, 49788 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49788 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 49788 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Chippewa County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49788, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 49788 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Treat 49788 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.