ZIP 49774 Foreclosure, Tax-Lien & Distress Report
Chippewa County, Michigan · High Vacancy market
ZIP 49774's composite property-distress score is 14/100 - DLRadar classes that as minimal for Chippewa County, Michigan. Latent structural risk is 33/100 while live distress already moving reads 2/100. Leading the profile are construction/permit lag (100/100), structural risk (33/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 49774 posted values that rose 4.5% over the year, and 11% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $80,350 — near the roughly $78,000 national figure. The typical home is worth about $167,000 (2.1× income, relatively affordable). About 27% have a four-year degree. Around 23% of renters are cost-burdened. The poverty rate is 5.7% — low. Population is roughly 1,994 with a median age of 42. There are about 1,170 housing units across 49774. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 30.8%, above the national norm and a classic distress-and-opportunity signal. 94% of housing is owner-occupied.
Taken together, 49774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 49774's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 49774, the field stays empty rather than modeled, and fills in as new documents post.
The 14/100 for 49774 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 49774 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 49774
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 49774 Stress Report snapshot
A live read on 49774: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Chippewa County ZIP reports
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Other reports tied to Chippewa County, Michigan — ZIP, county and statewide.
The complete 49774 distress and acquisition report
Open 49774 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology