ZIP 49774 Property Distress & Foreclosure Data

ZIP code 49774 in Chippewa County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 22/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (58/100), structural risk (22/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 11% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $80,350 — near the roughly $78,000 national figure. A median home runs $167,000 here, or 2.1 times local income. About 27% have a four-year degree. Around 23% of renters are cost-burdened. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. 1,994 residents call 49774 home, typically aged 42. The ZIP holds roughly 1,170 housing units. On demographic stress specifically, 49774 scores 23/100. The vacancy rate is 30.8% — elevated. The tenure split is 94% owner-occupied to 6% rented.

Taken together, 49774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.