ZIP 49748 Foreclosure, Tax-Lien & Distress Report
Chippewa County, Michigan · High Vacancy market
ZIP 49748's composite property-distress score is 18/100 - DLRadar classes that as low for Chippewa County, Michigan. Leading the profile are construction/permit lag (100/100), structural risk (43/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (7/100). Structurally it carries 43/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 4.3% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 67.7% — elevated. The ZIP holds roughly 331 housing units. Owners hold 93% of homes, renters 7%. Around 0% of renters are cost-burdened. 228 residents call 49748 home, typically aged 60. Roughly 12.7% live below the poverty line. The typical home is worth about $113,400 (2.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Median household income is $52,083, below the U.S. median near $78,000. About 6% have a four-year degree.
Net-net, 49748 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49748 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 49748 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49748 can be compared directly against any other ZIP in Chippewa County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49748 reflects the current record instead of a stale or modeled snapshot.
49748's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 49748 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 49748
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 49748 by the numbers
The live 49748 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Chippewa County
Nearest ZIP codes to 49748
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Chippewa County, Michigan by ZIP, county and state.
See every distressed parcel in 49748
Every distressed parcel in 49748 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology