ZIP 49868 Property Distress & Foreclosure Data

Luce County, Michigan's ZIP 49868 registers 6/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 14/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (14/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 26% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 38% of renters are cost-burdened. About 5,231 people live here, median age 41. The poverty rate is 19.3% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. At $53,651, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. 76% of housing is owner-occupied. The ZIP holds roughly 2,782 housing units. The typical home is worth about $94,500 (1.8× income, relatively affordable). The vacancy rate is 37.2% — elevated.

Net-net, 49868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.