ZIP 49853 Property Distress & Foreclosure Data

Composite property distress in 49853 (Luce County, Michigan) lands at 6/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 14/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (14/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 41% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $59,405, median income runs below typical U.S. levels. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The typical home is worth about $166,400 (3.2× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. About 1,155 people live here, median age 62. The poverty rate is 10.2%. The vacancy rate is 51.2% — elevated. The ZIP holds roughly 1,333 housing units. 87% of housing is owner-occupied.

Net-net, 49853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
14/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49853

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk2
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Luce County

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