ZIP 49853 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49853 in Luce County, Michigan comes in at 10, a minimal composite-distress reading. Structural exposure scores 26 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (98/100), structural risk (26/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.5% year on year, and 41% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $59,405 — below the roughly $78,000 national figure. Rent burden reaches 26% of tenant households. The demographic-stress sub-score lands at 29/100. The typical home is worth about $166,400 (3.2× income, relatively affordable). Educational attainment sits at 24% bachelor's-or-above. About 1,155 people live here, median age 62. 10.2% of residents fall below the poverty threshold. Vacancy runs 51.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,333 housing units. The tenure split is 87% owner-occupied to 13% rented.

Net-net, 49853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 49853 at the moment; the composite and its components are still built from verifiable public records.

Whether 49853 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49853 can be compared directly against any other ZIP in Luce County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49853 reflects the current record instead of a stale or modeled snapshot.

Each component behind 49853 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. The point of the 49853 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.