ZIP 49839 Property Distress & Foreclosure Data

DLRadar grades ZIP 49839 (Alger County, Michigan) at a minimal 8/100 for overall property distress. On the structural side it scores 19/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (53/100), structural risk (19/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (14/100).

The expansion-phase market in 49839 posted values that rose 6.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 91% of homes, renters 9%. The ZIP holds roughly 582 housing units. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 39% bachelor's-or-above. Median household income is $55,368, below the U.S. median near $78,000. Home values center near $163,600, an affordability ratio of 2.8× — accessible. Around 0% of renters are cost-burdened. The vacancy rate is 72.9% — elevated. 0.7% of residents fall below the poverty threshold. Population is roughly 284 with a median age of 68.

On the whole, 49839 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
19/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 49839

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk8
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Alger County

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Deterministic. Every signal traces to a public dataset · methodology