ZIP 49885 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49885 (Marquette County, Michigan) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). The pressure is most legible in construction/permit lag (55/100), structural risk (44/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (5/100) stay muted. The latent-versus-live split is 44/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 37% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $241,200, an affordability ratio of 2.9× — accessible. Around 50% of renters are cost-burdened. Population is roughly 1,798 with a median age of 43. The tenure split is 96% owner-occupied to 4% rented. The ZIP holds roughly 1,063 housing units. 11.3% of residents fall below the poverty threshold. Educational attainment sits at 39% bachelor's-or-above. Households earn a median $75,417 — near the roughly $78,000 national figure. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100.

Taken together, 49885 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49885's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49885 shows as blanks, never estimates, and the score updates on every fresh public filing.

49885's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49885 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.