ZIP 49855 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49855 (Marquette County, Michigan) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (69/100)). The latent-versus-live split is 49/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (56/100), structural risk (49/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.2% year on year, and 26% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 9.3%. Around 46% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. Around 45% of adults hold a bachelor's degree or higher. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $263,300 (3.9× income, relatively affordable). Median household income is $62,321, below the U.S. median near $78,000. There are about 16,050 housing units across 49855. Population is roughly 33,199 with a median age of 36. 61% of housing is owner-occupied.

Overall, 49855 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 49855 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49855 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49855 can be compared directly against any other ZIP in Marquette County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49855 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 49855 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 49855 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.