ZIP 49818 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49818 (Marquette County, Michigan) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). Leading the profile are construction/permit lag (54/100), structural risk (45/100), institutional ownership (24/100). On the quiet end sit institutional ownership (24/100) and mortgage stress (4/100). On the structural side it scores 45/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 31% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $191,700 (2.9× income, relatively affordable). 8.7% of residents fall below the poverty threshold. About 14% have a four-year degree. Vacancy runs 38.9%, above the national norm and a classic distress-and-opportunity signal. There are about 826 housing units across 49818. Population is roughly 1,212 with a median age of 44. Median household income is $56,492, below the U.S. median near $78,000. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Taken together, 49818 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 49818 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49818 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 49818 stays directly comparable to neighboring ZIPs and the rest of Marquette County, Michigan. Where the public record is thin for 49818, the field stays empty rather than modeled, and fills in as new documents post.

49818's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49818 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.