ZIP 49866 Foreclosure, Tax-Lien & Distress Report

In Marquette County, Michigan, ZIP 49866 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (53/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (69/100), FEMA disaster exposure (60/100). The latent-versus-live split is 53/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 26% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 42% of tenant households. 8.6% of residents fall below the poverty threshold. 85% of housing is owner-occupied. About 34% have a four-year degree. Median household income is $83,433, near the U.S. median near $78,000. The demographic-stress sub-score lands at 25/100. There are about 3,654 housing units across 49866. Population is roughly 8,228 with a median age of 39. The vacancy rate is 11.5% — elevated. A median home runs $212,300 here, or 2.3 times local income.

Overall 49866 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 49866 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 49866 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49866 can be compared directly against any other ZIP in Marquette County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 49866 shows blanks, not estimates, wherever the record is sparse.

49866's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 49866 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.