ZIP 49877 Property Distress & Foreclosure Data

Dickinson County, Michigan's ZIP 49877 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 29/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The market reads expansion — home values rose 5.6% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of renters are cost-burdened. The ZIP holds roughly 169 housing units. The vacancy rate is 81.4% — elevated. 96% of housing is owner-occupied. Around 5% of adults hold a bachelor's degree or higher. The typical home is worth about $137,500 (1.7× income, relatively affordable). At $81,146, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 39/100. The poverty rate is 5.3% — low. About 38 people live here, median age 68.

Net-net, 49877 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49877

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dickinson County

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