ZIP 49877 Foreclosure, Tax-Lien & Distress Report

In Dickinson County, Michigan, ZIP 49877 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (85/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 40/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 100% of tenant households. There are about 169 housing units across 49877. Vacancy runs 81.4%, above the national norm and a classic distress-and-opportunity signal. 96% of housing is owner-occupied. Educational attainment sits at 5% bachelor's-or-above. Home values center near $137,500, an affordability ratio of 1.7× — accessible. At $81,146, median income runs near typical U.S. levels. On demographic stress specifically, 49877 scores 39/100. 5.3% of residents fall below the poverty threshold. About 38 people live here, median age 68.

On the whole, 49877 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49877 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49877's 18/100 can be lined up against any neighbor in Dickinson County, Michigan or any ZIP coast to coast. Where the public record is thin for 49877, the field stays empty rather than modeled, and fills in as new documents post.

Behind 49877's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 49877 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.