ZIP 49870 Property Distress & Foreclosure Data

DLRadar grades ZIP 49870 (Dickinson County, Michigan) at a minimal 13/100 for overall property distress. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Property-level stress concentrates in construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 11% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 8.7%. 3,479 residents call 49870 home, typically aged 45. Households earn a median $55,795 — below the roughly $78,000 national figure. A median home runs $121,100 here, or 1.8 times local income. On demographic stress specifically, 49870 scores 27/100. There are about 1,601 housing units across 49870. Rent burden reaches 48% of tenant households. Roughly 12.8% live below the poverty line. About 22% have a four-year degree.

Overall, 49870 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49870

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dickinson County

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Deterministic. Every signal traces to a public dataset · methodology