ZIP 49892 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49892 (Dickinson County, Michigan) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (78/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (4/100). Structural risk reads 43/100 against active distress of 1/100.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 34.2%, above the national norm and a classic distress-and-opportunity signal. There are about 1,361 housing units across 49892. Roughly 7.8% live below the poverty line. Households earn a median $75,461 — near the roughly $78,000 national figure. 91% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. 2,094 residents call 49892 home, typically aged 54. Around 42% of renters are cost-burdened. The typical home is worth about $198,900 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 27/100.

On the whole, 49892 leans distressed, with opportunity clustered in specific stressed parcels. 49892 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49892 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Dickinson County, Michigan and the nation. Where the public record is thin for 49892, the field stays empty rather than modeled, and fills in as new documents post.

49892's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49892 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.