ZIP 49815 Property Distress & Foreclosure Data

In Dickinson County, Michigan, ZIP 49815 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 29/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The expansion-phase market in 49815 posted values that rose 5.6% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 24/100. Home values center near $108,300, an affordability ratio of 1.6× — accessible. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 471 housing units. 3.6% of residents fall below the poverty threshold. The vacancy rate is 69.6% — elevated. Population is roughly 220 with a median age of 61. Median household income is $75,909, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above.

On the whole, 49815 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.