ZIP 49815 Foreclosure, Tax-Lien & Distress Report
Dickinson County, Michigan · High Vacancy market
Scored on a fixed 0-100 scale, 49815 (Dickinson County, Michigan) returns a low composite of 18/100. Its heaviest discrete signals: construction/permit lag (81/100), structural risk (39/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 39/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 49815 scores 35/100. The typical home is worth about $108,300 (1.6× income, relatively affordable). The tenure split is 100% owner-occupied to 0% rented. The ZIP holds roughly 471 housing units. 3.6% of residents fall below the poverty threshold. The vacancy rate is 69.6% — elevated. About 220 people live here, median age 61. Households earn a median $75,909 — near the roughly $78,000 national figure. About 24% have a four-year degree.
Taken together, 49815 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 49815 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 49815 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 49815 shows blanks, not estimates, wherever the record is sparse.
Each component behind 49815 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. In workflow terms, 49815 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 49815 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 49815 distress snapshot
A live read on 49815: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 49815
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Deterministic scoring, sourced entirely from public data · methodology