ZIP 49920 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49920 (Iron County, Michigan) at a low 18/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (47/100), structural risk (38/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (10/100). The split runs 38/100 structural to 3/100 active on the ground.

The expansion-phase market in 49920 posted values that rose 5.5% over the year, and 30% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 10% rented. Rent burden reaches 43% of tenant households. 4,243 residents call 49920 home, typically aged 56. The demographic-stress sub-score lands at 28/100. The typical home is worth about $129,500 (2.0× income, relatively affordable). The ZIP holds roughly 3,391 housing units. Households earn a median $61,028 — below the roughly $78,000 national figure. Roughly 15.3% live below the poverty line. The vacancy rate is 40.9% — elevated. Educational attainment sits at 22% bachelor's-or-above.

Taken together, 49920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49920 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 49920 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Iron County, Michigan and the nation. The score is rebuilt from public data as it updates, so 49920 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 49920 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 49920 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.