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ZIP 49915 Foreclosure, Tax-Lien & Distress Report

Iron County, Michigan · High Vacancy market

Composite property distress in 49915 (Iron County, Michigan) lands at 18/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (37/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (10/100) register low. The latent-versus-live split is 37/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 359 housing units. The tenure split is 80% owner-occupied to 20% rented. About 520 people live here, median age 54. Around 49% of renters are cost-burdened. The vacancy rate is 19.4% — elevated. The demographic-stress sub-score lands at 29/100. 23.8% of residents fall below the poverty threshold. At $41,786, median income runs below typical U.S. levels. Home values center near $79,100, an affordability ratio of 1.7× — accessible. Educational attainment sits at 16% bachelor's-or-above.

On the whole, 49915 leans distressed, with opportunity clustered in specific stressed parcels. While 49915 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49915 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 49915 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 18/100 figure for 49915 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 49915 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

18/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 49915

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk50
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 49915 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 49915, drawn from the same report attached to each property.

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Neighbouring ZIPs in Iron County

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Rules-based scoring — each signal ties to a public dataset · methodology

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