ZIP 54120 Foreclosure, Tax-Lien & Distress Report

Florence County, Wisconsin's ZIP 54120 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (31/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted. Structural exposure scores 31 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.3% year on year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

179 residents call 54120 home, typically aged 65. The vacancy rate is 79.2% — elevated. 98% of housing is owner-occupied. Educational attainment sits at 5% bachelor's-or-above. On demographic stress specifically, 54120 scores 30/100. Rent burden reaches 0% of tenant households. The ZIP holds roughly 493 housing units. Median household income is $50,000, below the U.S. median near $78,000. The typical home is worth about $168,100 (4.0× income). 4.5% of residents fall below the poverty threshold.

Taken together, 54120 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 54120 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 54120 stays directly comparable to neighboring ZIPs and the rest of Florence County, Wisconsin. The score is rebuilt from public data as it updates, so 54120 reflects the current record instead of a stale or modeled snapshot.

54120's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54120 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.