ZIP 54120 Property Distress & Foreclosure Data
ZIP code 54120 in Florence County, Wisconsin carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (57/100), structural risk (33/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low. Structural exposure scores 33 and live distress 3 on the 0–100 scale.
The market reads expansion — home values rose 5.8% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 179 people live here, median age 65. Vacancy runs 79.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 98% owner-occupied to 2% rented. About 5% have a four-year degree. On demographic stress specifically, 54120 scores 30/100. Rent burden reaches 0% of tenant households. There are about 493 housing units across 54120. Households earn a median $50,000 — below the roughly $78,000 national figure. A median home runs $168,100 here, or 4.0 times local income. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas.
Net-net, 54120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 54120
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Florence County
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Deterministic. Every signal traces to a public dataset · methodology