ZIP 54121 Foreclosure, Tax-Lien & Distress Report
Florence County, Wisconsin · High Vacancy market
Composite property distress in 54121 (Florence County, Wisconsin) lands at 14/100 — minimal on DLRadar's public-record scoring. Latent structural risk is 32/100 while live distress already moving reads 3/100. Property-level stress concentrates in construction/permit lag (58/100), structural risk (32/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and institutional ownership (3/100) register low.
The expansion-phase market in 54121 posted values that rose 5.3% over the year, and 0% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. 89% of housing is owner-occupied. Rent burden reaches 26% of tenant households. Households earn a median $57,927 — below the roughly $78,000 national figure. Home values center near $189,600, an affordability ratio of 3.0× — accessible. Roughly 8.1% live below the poverty line. Vacancy runs 53.8%, above the national norm and a classic distress-and-opportunity signal. 3,213 residents call 54121 home, typically aged 56. There are about 3,264 housing units across 54121.
Net-net, 54121 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 54121 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 54121 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Florence County, Wisconsin and the nation. Nothing here is interpolated — where a source is thin for 54121, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 54121 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For a buyer, 54121 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 54121’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 54121 Stress Report snapshot
The live 54121 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Florence County
Related reports across Florence County, Wisconsin
Keep going: ZIP, county and state distress coverage for Florence County, Wisconsin.
Get the full acquisition report for 54121
The full 54121 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology