ZIP 54104 Foreclosure, Tax-Lien & Distress Report

ZIP 54104's composite property-distress score is 17/100 - DLRadar classes that as low for Marinette County, Wisconsin. On the structural side it scores 36/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (36/100), construction/permit lag (30/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (6/100). Climate and flood risk are elevated too — climate & FEMA risk (80/100).

The expansion-phase market in 54104 posted values that rose 5.3% over the year, and 56% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $171,300, an affordability ratio of 3.0× — accessible. 97% of housing is owner-occupied. About 1,003 people live here, median age 65. There are about 2,348 housing units across 54104. Households earn a median $54,443 — below the roughly $78,000 national figure. The vacancy rate is 77.5% — elevated. Roughly 11.6% live below the poverty line. About 8% have a four-year degree. Rent burden reaches 50% of tenant households. DLRadar's demographic-stress index for the area reads 36/100.

On the whole, 54104 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 54104 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 54104 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 54104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 54104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.