ZIP 49881 Foreclosure, Tax-Lien & Distress Report

ZIP code 49881 in Dickinson County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (61/100)). Leading the profile are construction/permit lag (85/100), structural risk (40/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Latent structural risk is 40/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 268 housing units. A median home runs $278,800 here, or 2.8 times local income. The poverty rate is 2.1% — low. The tenure split is 93% owner-occupied to 7% rented. The demographic-stress sub-score lands at 21/100. The vacancy rate is 44.5% — elevated. Around 39% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. 395 residents call 49881 home, typically aged 37. At $75,114, median income runs near typical U.S. levels.

Taken together, 49881 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 49881 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Dickinson County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 49881 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 49881 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49881 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.