ZIP 49802 Property Distress & Foreclosure Data

DLRadar grades ZIP 49802 (Dickinson County, Michigan) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). On the structural side it scores 29/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 35% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

77% of housing is owner-occupied. The vacancy rate is 4.5%. The poverty rate is 8.9%. Around 38% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. Around 26% of adults hold a bachelor's degree or higher. About 6,014 people live here, median age 42. The typical home is worth about $126,500 (1.8× income, relatively affordable). At $61,067, median income runs below typical U.S. levels. The ZIP holds roughly 2,801 housing units.

Net-net, 49802 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.