ZIP 49876 Property Distress & Foreclosure Data

Composite property distress in 49876 (Dickinson County, Michigan) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural risk reads 29/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The sharpest non-environmental signals are construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,171 residents call 49876 home, typically aged 55. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $59,688 — below the roughly $78,000 national figure. About 10% have a four-year degree. A median home runs $154,900 here, or 2.0 times local income. There are about 637 housing units across 49876. The tenure split is 97% owner-occupied to 3% rented. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 49876 scores 20/100. Rent burden reaches 0% of tenant households.

Overall, 49876 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49876

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dickinson County

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