ZIP 49801 Property Distress & Foreclosure Data

In Dickinson County, Michigan, ZIP 49801 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (40/100), structural risk (29/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (61/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 22% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

11,606 residents call 49801 home, typically aged 48. A median home runs $168,700 here, or 2.5 times local income. The tenure split is 81% owner-occupied to 19% rented. Households earn a median $62,461 — below the roughly $78,000 national figure. Vacancy runs 8.0%. About 25% have a four-year degree. There are about 6,000 housing units across 49801. Rent burden reaches 25% of tenant households. On demographic stress specifically, 49801 scores 24/100. Roughly 9.6% live below the poverty line.

Overall, 49801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 49801

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dickinson County

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Deterministic. Every signal traces to a public dataset · methodology