ZIP 49801 Foreclosure, Tax-Lien & Distress Report
Dickinson County, Michigan · Affordable market
ZIP code 49801 in Dickinson County, Michigan carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 40/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (85/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (61/100).
The peak-phase market in 49801 posted values that rose 4.2% over the year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
11,606 residents call 49801 home, typically aged 48. A median home runs $168,700 here, or 2.5 times local income. The tenure split is 81% owner-occupied to 19% rented. At $62,461, median income runs below typical U.S. levels. Vacancy runs 8.0%. Around 25% of adults hold a bachelor's degree or higher. There are about 6,000 housing units across 49801. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. The poverty rate is 9.6%.
Overall, 49801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 49801 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 49801 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49801 can be compared directly against any other ZIP in Dickinson County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49801 reflects the current record instead of a stale or modeled snapshot.
The 18/100 figure for 49801 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 49801 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 49801’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 49801 Stress Report snapshot
The live 49801 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Dickinson County ZIPs near 49801
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More ZIP, county and state distress intelligence connected to Dickinson County, Michigan.
Unlock the full ZIP 49801 acquisition report
Pull every distressed parcel in 49801 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology