ZIP 49834 Foreclosure, Tax-Lien & Distress Report

Dickinson County, Michigan's ZIP 49834 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 39 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (81/100), structural risk (39/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $119,100 (2.3× income, relatively affordable). The tenure split is 89% owner-occupied to 11% rented. About 527 people live here, median age 49. At $56,563, median income runs below typical U.S. levels. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 37.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49834 scores 27/100. Around 40% of renters are cost-burdened. There are about 381 housing units across 49834. Around 19% of adults hold a bachelor's degree or higher.

Taken together, 49834 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 49834 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49834 can be compared directly against any other ZIP in Dickinson County, Michigan or nationwide. Sparse data for 49834 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 49834's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49834 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.