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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 49874 Foreclosure, Tax-Lien & Distress Report

Menominee County, Michigan · High Vacancy market

In Menominee County, Michigan, ZIP 49874 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 47/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (47/100), construction/permit lag (46/100), institutional ownership (42/100). On the quiet end sit mortgage stress (5/100).

The market reads peak — home values rose 4.2% year on year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 531 housing units across 49874. Around 26% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. About 15% have a four-year degree. The typical home is worth about $193,900 (3.5× income, relatively affordable). The poverty rate is 13.1%. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49874 scores 30/100. About 1,138 people live here, median age 54. At $56,528, median income runs below typical U.S. levels.

Net-net, 49874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 49874 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49874's 21/100 can be lined up against any neighbor in Menominee County, Michigan or any ZIP coast to coast. 49874 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49874's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49874 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

21/100
Composite stress
47/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 49874

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk42
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 49874 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 49874, the same set carried on every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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