ZIP 49812 Foreclosure, Tax-Lien & Distress Report

ZIP 49812's composite property-distress score is 23/100 - DLRadar classes that as low for Menominee County, Michigan. Structurally it carries 53/100, against 2/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (80/100), FEMA disaster exposure (60/100)). Property-level stress concentrates in structural risk (53/100), institutional ownership (50/100), construction/permit lag (50/100). By contrast, mortgage stress (5/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

789 residents call 49812 home, typically aged 54. 13.9% of residents fall below the poverty threshold. The tenure split is 90% owner-occupied to 10% rented. The demographic-stress sub-score lands at 31/100. The typical home is worth about $166,200 (2.7× income, relatively affordable). The vacancy rate is 35.6% — elevated. Around 16% of adults hold a bachelor's degree or higher. There are about 519 housing units across 49812. Around 47% of renters are cost-burdened. Median household income is $58,281, below the U.S. median near $78,000.

On the whole, 49812 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 49812 at the moment; the composite and its components are still built from verifiable records.

Whether 49812 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49812 can be compared directly against any other ZIP in Menominee County, Michigan or nationwide. Where the record is thin for 49812, the field stays empty rather than modeled, and fills in as new documents post.

49812's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 49812 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.