ZIP 49848 Foreclosure, Tax-Lien & Distress Report

ZIP code 49848 in Menominee County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (53/100), institutional ownership (50/100), construction/permit lag (50/100). mortgage stress (5/100) stay muted. The split runs 53/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), FEMA disaster exposure (60/100).

The peak-phase market in 49848 posted values that rose 4.2% over the year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $36,406, median income runs below typical U.S. levels. 1.6% of residents fall below the poverty threshold. The vacancy rate is 38.9% — elevated. Around 100% of renters are cost-burdened. About 9% have a four-year degree. About 122 people live here, median age 63. The typical home is worth about $144,600 (3.4× income, relatively affordable). The ZIP holds roughly 77 housing units. DLRadar's demographic-stress index for the area reads 41/100. 84% of housing is owner-occupied.

On the whole, 49848 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 49848 is not published yet -- the ZIP-level readings above remain fully sourced.

The 49848 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 49848 stays directly comparable to neighboring ZIPs and the rest of Menominee County, Michigan. The score is rebuilt from public data as it updates, so 49848 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 49848 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49848 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.