ZIP 49807 Foreclosure, Tax-Lien & Distress Report
Delta County, Michigan · High Vacancy market
Scored purely from public records, 49807 (Delta County, Michigan) returns a low composite of 18/100. On the structural side it scores 42/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Leading the profile are construction/permit lag (47/100), structural risk (42/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (5/100) stay muted.
The market reads peak — home values rose 4.2% year on year, and 50% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 18.9% — elevated. On demographic stress specifically, 49807 scores 25/100. A median home runs $178,800 here, or 2.4 times local income. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 1,544 housing units. Around 22% of adults hold a bachelor's degree or higher. 3,125 residents call 49807 home, typically aged 47. 8.4% of residents fall below the poverty threshold. Rent burden reaches 35% of tenant households. At $70,694, median income runs near typical U.S. levels.
Taken together, 49807 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49807 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 49807's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 49807 reflects the current record instead of a stale or modeled snapshot.
The 18/100 figure for 49807 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49807 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 49807
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 49807 distress snapshot
A live read on 49807: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Delta County ZIP reports
Related reports across Delta County, Michigan
Keep going: ZIP, county and state distress coverage for Delta County, Michigan.
Open the complete 49807 acquisition file
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Rules-based scoring — each signal ties to a public dataset · methodology