ZIP 49894 Foreclosure, Tax-Lien & Distress Report
Delta County, Michigan · Affordable market
In Delta County, Michigan, ZIP 49894 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 39/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (40/100), structural risk (39/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (5/100). Environmental exposure also runs high (flood (NFIP) exposure (72/100)).
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $62,102 — below the roughly $78,000 national figure. A median home runs $145,700 here, or 2.3 times local income. Vacancy runs 0.0%. The ZIP holds roughly 343 housing units. Roughly 11.8% live below the poverty line. Owners hold 100% of homes, renters 0%. Educational attainment sits at 5% bachelor's-or-above. The demographic-stress sub-score lands at 34/100. About 872 people live here, median age 54.
Net-net, 49894 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 49894 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 49894 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49894 shows as blanks, never estimates, and the score updates on every fresh public filing.
49894's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49894 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 49894
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 49894 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 49894, the same set carried on every parcel.
Other Delta County ZIP codes
Nearest ZIP codes to 49894
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 49894
Related ZIP, county and statewide reads linked to Delta County, Michigan.
Open the complete 49894 acquisition file
Every distressed parcel in 49894 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology