ZIP 49878 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49878 (Delta County, Michigan) lands at 17/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (39/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (5/100) stay muted. The split runs 39/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 65% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,184 with a median age of 54. 10.5% of residents fall below the poverty threshold. The tenure split is 96% owner-occupied to 4% rented. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 43.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,484 housing units across 49878. The typical home is worth about $176,600 (2.6× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $63,750 — below the roughly $78,000 national figure. Around 15% of renters are cost-burdened.

Net-net, 49878 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49878 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49878 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 49878 stays directly comparable to neighboring ZIPs and the rest of Delta County, Michigan. The score is rebuilt from public data as it updates, so 49878 reflects the current record instead of a stale or modeled snapshot.

49878's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49878 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.