ZIP 49878 Property Distress & Foreclosure Data

ZIP code 49878 in Delta County, Michigan carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (23/100), structural risk (21/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 21 and live distress 1 on the 0–100 scale.

The expansion-phase market in 49878 posted values that rose 5.6% over the year, and 65% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 3,184 with a median age of 54. 10.5% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 43.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,484 housing units across 49878. Home values center near $176,600, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $63,750, below the U.S. median near $78,000. Rent burden reaches 15% of tenant households.

On the whole, 49878 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.