ZIP 49891 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49891 (Alger County, Michigan) lands at 7/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 15/100 structural and 4/100 already moving. What sets it apart are the readings on construction/permit lag (37/100), institutional ownership (16/100), structural risk (15/100). structural risk (15/100) and mortgage stress (14/100) stay muted.

The expansion-phase market in 49891 posted values that rose 5.5% over the year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $51,250, below the U.S. median near $78,000. There are about 384 housing units across 49891. Roughly 10.4% live below the poverty line. Educational attainment sits at 14% bachelor's-or-above. Around 15% of renters are cost-burdened. A median home runs $126,300 here, or 2.8 times local income. Vacancy runs 42.8%, above the national norm and a classic distress-and-opportunity signal. 605 residents call 49891 home, typically aged 50. DLRadar's demographic-stress index for the area reads 27/100. 94% of housing is owner-occupied.

Taken together, 49891 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 49891 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 49891 read uses the identical public-record model applied coast to coast, which means its 7/100 score means exactly what it means anywhere else, and 49891 stays directly comparable to neighboring ZIPs and the rest of Alger County, Michigan. Where the public record is thin for 49891, the field stays empty rather than modeled, and fills in as new documents post.

49891's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 49891 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.