ZIP 49884 Property Distress & Foreclosure Data

DLRadar grades ZIP 49884 (Alger County, Michigan) at a minimal 8/100 for overall property distress. The latent-versus-live split is 18/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (56/100), structural risk (18/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (10/100).

The expansion-phase market in 49884 posted values that rose 6.4% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $40,313, below the U.S. median near $78,000. Educational attainment sits at 6% bachelor's-or-above. Home values center near $164,100, an affordability ratio of 3.5× — accessible. Around 7% of renters are cost-burdened. 23.9% of residents fall below the poverty threshold. The vacancy rate is 36.6% — elevated. Population is roughly 586 with a median age of 55. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 481 housing units. Owners hold 70% of homes, renters 30%.

On the whole, 49884 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
18/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49884

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk8
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Alger County

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Deterministic. Every signal traces to a public dataset · methodology