ZIP 49854 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49854 in Schoolcraft County, Michigan comes in at 6, a minimal composite-distress reading. The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (15/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (4/100). The split runs 15/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 5.4% year on year, and 32% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 4,383 housing units across 49854. Median household income is $57,212, below the U.S. median near $78,000. 85% of housing is owner-occupied. About 21% have a four-year degree. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. Population is roughly 6,148 with a median age of 54. Roughly 14.6% live below the poverty line. Home values center near $125,400, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 27/100.

On the whole, 49854 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 49854 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49854 can be compared directly against any other ZIP in Schoolcraft County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49854 reflects the current record instead of a stale or modeled snapshot.

Each component behind 49854 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 6/100 roll-up. Practically, 49854 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.