ZIP 49817 Property Distress & Foreclosure Data

Composite property distress in 49817 (Delta County, Michigan) lands at 9/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 19/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (31/100), structural risk (19/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.9% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $60,882, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The poverty rate is 2.6% — low. The typical home is worth about $211,900 (3.0× income, relatively affordable). The ZIP holds roughly 322 housing units. About 573 people live here, median age 41. Around 100% of renters are cost-burdened. The vacancy rate is 29.1% — elevated. The demographic-stress sub-score lands at 37/100. 94% of housing is owner-occupied.

Net-net, 49817 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.