ZIP 49817 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 49817 (Delta County, Michigan) returns a minimal composite of 12/100. The split runs 29/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (29/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (5/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $60,882, below the U.S. median near $78,000. Around 19% of adults hold a bachelor's degree or higher. The poverty rate is 2.6% — low. A median home runs $211,900 here, or 3.0 times local income. There are about 322 housing units across 49817. 573 residents call 49817 home, typically aged 41. Around 100% of renters are cost-burdened. Vacancy runs 29.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 37/100. Owners hold 94% of homes, renters 6%.

Net-net, 49817 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49817 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49817's 12/100 can be lined up against any neighbor in Delta County, Michigan or any ZIP coast to coast. Sparse data for 49817 shows as blanks, never estimates, and the score updates on every fresh public filing.

49817's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49817 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.